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Ugly women do not exist!

Ugly women do not exist!

Svetlana from childhood loved coming up with different hairstyles. She could stand for hours in the mirror, braiding her long and beautiful hair again and again. Since childhood Svetlana has known the truth that "Ugly women do not exist".  Every woman needs a little help to be beautiful and charming. For many years Svetlana's dream was to open a beauty salon, where she would be able to work wonders. 

 Svetlana grew up and became a popular hairdresser. She was doing what she liked, that's just a dream about her own salon remained unrealized as she had no money for that. From friends, she learned about Humo Company and their loans mainly aimed at supporting female small business. Before taking out a loan Svetlana thought long and weighed the pros and cons. Finally, she made up her mind and turned to the company. Due to the loan amount Svetlana rented a small room, hired a few workers and began to provide their services to women. After earning a sufficient number of customers, Svetlana came to the decision it was time to expand the types of services offered by the salon. She took a second loan and bought all the necessary equipment. Now her salon not just offers haircut and styling but also other kinds of services, such as putting nails, eyelashes, eyebrows tattoo and many other things demanded by women.

To date, the salon of Svetlana is a great success. She always has a lot of visitors and a good profit. Svetlana is very happy that her childhood dream came true, and that she as a magical fairy always can turn any girl into a princess.

The citizen of Dushanbe city Svetlana.

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Meeting the client’s expectations. We understand the customers’ current needs and offer the best solutions to facilitate the development and growth of their businesses. High quality services, maximum responsibility, honesty and financial openness are an absolute imperative for our organization;   Social responsibility. We are aware of our responsibility in respect of the Organization's activities carried out in a socially and financially robust basis. We strive to actively participate in the development of the microfinance sector in the country in order to improve the social environment of the regions of Tajikistan;   Openness and and transparency. MDO "Humo" is an open company, being always interested in a respectful dialogue with customers, partners, media representatives and constructive interaction with public authorities;
Efficiency and effectiveness. The company has a system of incentives, both material and immaterial. This system has proven its effectiveness and as a result the employees were able to demonstrate maximum fulfilment of their potential;   Corporate culture. We strive to motivate employees in the success of the Organization and to do everything to ensure that our team is actively involved in the development of MDO "Humo ", inviting to our team talented people. We encourage and support employees in their quest for professional development, and helping them to multiply and improve their knowledge, experience and skill. We create an atmosphere of confidence enabling our employees to safely express and support the Organization’s innovative solutions. We build business relationships based on honesty and resources that make the clients trust us, which are a valuable advantage in the eyes of customers;   Team spirit. We seek to create an atmosphere of the team unity. To do this, we hold corporate and sporting events, cultural tours and make it possible for  the branches to share the best practices.

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