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If there is willingness, things will get going

If there is willingness, things will get going

Another hero of our story is the father of many children from Kulob district, jamoat Davlatabad. His name is Rizoev Kiemuddin Hayrulloevich. Kiemiddin previously worked at a spinning mill. The duty station was far from home, and the wages did not cover transport and family costs. Kiemuddin quitted his job and started working at his small mill. Mill equipment was old, and the quality of flour was low. Kiemuddin took on credit new, modern equipment for the mill. He received a loan for the purchase of equipment in MDO "Humo", providing lending on good conditions for the development of small and medium-sized businesses. Indeed, the quality of the flour bettered, and people from nearby villages brought their wheat to him to grind. And nowadays the produced flour was white. Bran remained after processing wheat and in order not to waste bran Kiemuddin bought a cow for his household. His business went on well, he was earning a good income and fresh dairy products were always available for his family members.

Later enterprising Kiemuddin decided to open a grocery store next to the house. He once again took a loan in Humo and implemented the plan. Villagers of community Davlatabad are very pleased and grateful to Kiemiddin. They have not any more to go for groceries to the city market, because now in the village they have their own grocery store.

Kiemiddin has big plans for the future. He wants to increase the number of livestock and dreams of building a large pond to breed fish. He has faith in himself and believes in success and is confident that with the support of Humo he can make all his dreams come true.

Rizoev Kiemuddin Hayrulloevich, a resident of Kulob district, jamoat Zarbdor, village Davlatobod

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Meeting the client’s expectations. We understand the customers’ current needs and offer the best solutions to facilitate the development and growth of their businesses. High quality services, maximum responsibility, honesty and financial openness are an absolute imperative for our organization;   Social responsibility. We are aware of our responsibility in respect of the Organization's activities carried out in a socially and financially robust basis. We strive to actively participate in the development of the microfinance sector in the country in order to improve the social environment of the regions of Tajikistan;   Openness and and transparency. MDO "Humo" is an open company, being always interested in a respectful dialogue with customers, partners, media representatives and constructive interaction with public authorities;
Efficiency and effectiveness. The company has a system of incentives, both material and immaterial. This system has proven its effectiveness and as a result the employees were able to demonstrate maximum fulfilment of their potential;   Corporate culture. We strive to motivate employees in the success of the Organization and to do everything to ensure that our team is actively involved in the development of MDO "Humo ", inviting to our team talented people. We encourage and support employees in their quest for professional development, and helping them to multiply and improve their knowledge, experience and skill. We create an atmosphere of confidence enabling our employees to safely express and support the Organization’s innovative solutions. We build business relationships based on honesty and resources that make the clients trust us, which are a valuable advantage in the eyes of customers;   Team spirit. We seek to create an atmosphere of the team unity. To do this, we hold corporate and sporting events, cultural tours and make it possible for  the branches to share the best practices.

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