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A good start — half the battle!

Livestock is one of the main branches of agriculture in our country and this sub-sector employs a fairly large number of the rural population.

14 years ago, knowing the benefits of cattle-raising Zafar Mirzoradzhabov, inhabitant of Rudaki district, began livestock farming and with gradual increase in cattle stock he shifted to sheep breeding.

Zafar Mirzoradzhabov has been cooperating with the company "Humo" for 6 years since 2009 when his first loan of 841 TJS was issued. On the money he borrowed he bought a few sheep and succeeded to multiple his livestock. But later on he decided to hand over small livestock to his younger brother to be completely focused on breeding of cattle. Due to another loan of  "Humo" Zafar built a special enclosure for cattle and sheep destined for sale.

Livestock is hard job and it calls for high responsibility, and Zafar in his efforts is supported by his father. Some of cattle is kept in pens and another part of  cattle  goes to pastures.

Having achieved some success in business, Zafar was able to help his brother open a grocery store in mahalaya Obi Shifo. He also bought a sewing machine to support his sister and paid study of his loved nephew at the Polytechnic University named after M. Osimi in Dushanbe.

Also, it’s worth mentioning that in Dushanbe Zafar bought a 2-room apartment, renovated and furnished it.

 Zafar Mirzoradzhabov, our character, gave a good start to his business and does not intend to stop at this point. He decided to continue cooperation with "Humo" to expand and equip his farm and upgrade business.

Special thanks go to Zafar for his own contribution to the development of agriculture in Tajikistan.

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Meeting the client’s expectations. We understand the customers’ current needs and offer the best solutions to facilitate the development and growth of their businesses. High quality services, maximum responsibility, honesty and financial openness are an absolute imperative for our organization;   Social responsibility. We are aware of our responsibility in respect of the Organization's activities carried out in a socially and financially robust basis. We strive to actively participate in the development of the microfinance sector in the country in order to improve the social environment of the regions of Tajikistan;   Openness and and transparency. MDO "Humo" is an open company, being always interested in a respectful dialogue with customers, partners, media representatives and constructive interaction with public authorities;
Efficiency and effectiveness. The company has a system of incentives, both material and immaterial. This system has proven its effectiveness and as a result the employees were able to demonstrate maximum fulfilment of their potential;   Corporate culture. We strive to motivate employees in the success of the Organization and to do everything to ensure that our team is actively involved in the development of MDO "Humo ", inviting to our team talented people. We encourage and support employees in their quest for professional development, and helping them to multiply and improve their knowledge, experience and skill. We create an atmosphere of confidence enabling our employees to safely express and support the Organization’s innovative solutions. We build business relationships based on honesty and resources that make the clients trust us, which are a valuable advantage in the eyes of customers;   Team spirit. We seek to create an atmosphere of the team unity. To do this, we hold corporate and sporting events, cultural tours and make it possible for  the branches to share the best practices.

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