Work holds joy!
Working in sales is a unique experience. In the world of business people who have achieved excellence in trade deserve praise. Zafar Vahidov started his business 7 years ago selling children's and women's shoes in the market, and quite succeeded. However, there are no ups if there are no downs. Lack of footwear for the spring season and “floating funds” made Zafar think to take a loan for the purchase of the next lot of shoes.
"In the area of retail trade I have been working for a long time and learned a lot: planning purchases, tracking sales, correct placement of this type of goods on the shelves and advising customers. However, our work poses some certain risks. Footwear is always needed, but swift fashion constantly urges on consumers to buy new pairs of winter, summer, autumn and home footwear in all seasons.
Over a year ago I realized that I needed a loan to expand my business. Having looked at the loan terms offered by microcredit organizations, I came to the company "Humo" and in all that time I never doubted my choice. The first loan I got amounted to 5,300 TJS. It was then that I knew about the loan product "Lombard" allowing raising a credit for 2-3 hours if gold serves as collateral.
So, after collecting all the necessary documents and pledging gold, I received a loan of 5,090 TJS for 12 months. Thanks to Ltd MDO "Humo" I was able to purchase a batch of shoes, opened the second point of sale, and also bought a car "Opel Zephyr".
When you are supported by such companies as "Humo", you may not be scared any change and challenge. Overcoming problems on their way, you become stronger. When everything works, it brings a real joy. And for all this, I am very thankful to "Humo".