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To go to work with joy and come back with pride!

Each person has own views on the choice of profession. Once I also had to make a choice: where to go for study? However, due to the difficult financial situation of my family, I was not able to receive higher education. I married, had a baby. My own family has been always provided with everything needed by my husband, but the children grew up and more needs emerged. I decided to help my husband and to make my contribution in our family budget and increase it a little.

I'm always impressed by people who can sew well and I decided to learn sewing. My husband endorsed the idea. I took a dressmaking course and started to practice little by little at home. I sewed to order and was engaged in mending clothing and gradually acquired a permanent clientele. Now I work in the mall "Sadbarg" in the sewing shop. I have been almost 15 years in this area and now I myself teach cutting and sewing.

Our profession is in high demand and very popular right now because, in preparation for the big event in your life, whatever it is a wedding or anniversary, many women prefer to sew clothes to order. Fashion changes, there are new types of fabrics, which are decorated with various beads, sequins, embroidery, and sometimes you do not get even a single stitch line on such textile. Sometimes due to long use of an old-fashioned sewing machine there are some problems in its operation. For example, there are skipped stitches or cloth moves badly, the needle often breaks or sewing machine begins to "rattle" during its operation.

Unfortunately, the new machines with computer modeling are not always affordable. Here the question arises: "Where to find the money to buy a new sewing machine?" Luckily I found the answer pretty quickly. Following the advice of my friends, who are customers of "Humo", I applied for a credit to this organization and on 19 May 2015 I was given a loan of 5,000 somoni. With that money I could buy a new sewing machine and sewing tools.

The main thing for the man with the profession "tailor" is a qualitative result. It's nice to see on the customer perfectly fitting clothing, happy eyes and hear words of thanks. I am proud of my occupation!

In conclusion, I want to express my deep appreciation to "Humo" for their invaluable assistance that has been provided to me. Despite the fact that it was my first lending experience with "Humo" I can say with confidence that I see "Humo" as a real support and a reliable partner.

With faith in the future cooperation,

your customer Zulfiya Safarova.

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Our valuables

Meeting the client’s expectations. We understand the customers’ current needs and offer the best solutions to facilitate the development and growth of their businesses. High quality services, maximum responsibility, honesty and financial openness are an absolute imperative for our organization;   Social responsibility. We are aware of our responsibility in respect of the Organization's activities carried out in a socially and financially robust basis. We strive to actively participate in the development of the microfinance sector in the country in order to improve the social environment of the regions of Tajikistan;   Openness and and transparency. MDO "Humo" is an open company, being always interested in a respectful dialogue with customers, partners, media representatives and constructive interaction with public authorities;
Efficiency and effectiveness. The company has a system of incentives, both material and immaterial. This system has proven its effectiveness and as a result the employees were able to demonstrate maximum fulfilment of their potential;   Corporate culture. We strive to motivate employees in the success of the Organization and to do everything to ensure that our team is actively involved in the development of MDO "Humo ", inviting to our team talented people. We encourage and support employees in their quest for professional development, and helping them to multiply and improve their knowledge, experience and skill. We create an atmosphere of confidence enabling our employees to safely express and support the Organization’s innovative solutions. We build business relationships based on honesty and resources that make the clients trust us, which are a valuable advantage in the eyes of customers;   Team spirit. We seek to create an atmosphere of the team unity. To do this, we hold corporate and sporting events, cultural tours and make it possible for  the branches to share the best practices.

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